Know Your Insurance Benefits

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Before you visit our office or schedule a specific test or procedure, it is important to know that your insurance plan may require multiple co-pays, deductibles, and coinsurance, as well referrals or pre-authorizations. Coverage will depend on the type of plan you have chosen.

 

Learn the details of your policy by visiting your insurance company’s Web site or contacting its customer/member services department. The back of your insurance card will include the phone numbers and Web site addresses you’ll need.

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Below is a list of links to the most common insurance providers we accept:

• Horizon Blue Cross Blue Shield

• Aetna

• QualCare

• Medicare and Medicare Advantage Plans

• Cigna

• United Healthcare

• Oxford

• Clover

• GHI

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Questions About Your Bill?

Ask for the billing department. 

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Call: 908-889-1900
Email: fwccardiology@gmail.com
Monday through Friday,  8:00 AM to 6:00 PM.

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Frequently Asked Questions

What should I ask before an office visit?

Since procedures and visits are varied in preparation instructions, our staff will call you 1-2 days in advance of your appointment and inform you ​of everything you need to know before your visit. 

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What is co-payment, deductible, and co-insurance?

A co-payment is an amount determined by your specific insurance that you are responsible for each time you get medical services. It typically ranges from $5-$50 per visit, depending on your specific insurance provider. A deductible is an annual amount charged by your insurance provider as a bulk sum. Co-insurance is 

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Do you accept Medicare and Medicaid?

We accept Medicare. We also accept Medicaid as a secondary insurance ONLY (after Medicare).

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What if I need authorization or referral before my visit?

We will acquire authorizations for any procedures performed at our offices. You will need to get a referral from your primary physician before your visit.

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What if I have no medical insurance?

We accept cash, check and credit card payments for all services. Depending on your specific situation, we are able to provide flexible pricing.

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What if my insurance changes during a course of treatment?

Make sure to contact our office and provide your new insurance information to ensure coverage.

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What if I have other questions not listed here?

Please feel free to contact us by calling, emailing, or on Facebook for any questions not covered in this section.

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